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Let's Talk Babies!


The holidays can be a very expensive time of year if we’re not careful. With gifts, big holiday meals, cards, parties, the list is endless; you can find yourself spending a fortune and in credit card debt come the new year. Even in good financial times it makes sense to trim that holiday budget and plan not to overspend, it can become even more important in a bad economy.

Here are a few tips for keeping the holidays fun but a little less expensive this year.

  • Make some homemade gifts that you can give as gifts to teachers, neighbors, the host of parties you will be attending, or anyone on your Christmas list. You can get the kids involved in this project as well!
  • Set realistic expectations for what your children can expect as gifts for Christmas. Setting expectations early will ensure Christmas is still fun for all.
  • Don’t overdo it on the Christmas clothing purchases. You probably don’t need a new outfit for every Christmas party you will be attending. Use hand-me-downs for your children where you can.
  • Instead of buying gifts for everyone in your extended family consider drawing names. This will help save a ton of money.
  • Reduce Christmas travel where you can. If you usually travel to several different places during Christmas consider cutting back a bit. Maybe have everyone to your place, or if that isn’t possible just explain that you can’t make it every where this year.
  • Have your children make homemade gifts for each other and grandparents. A great Christmas ornament or a homemade Christmas book.

It can be so easy to overspend during the holidays. Buying great gifts for everyone you love is fun, but you can still enjoy the wonderful feeling of giving without going overboard.